If you’re planning to buy a home in Vancouver or anywhere in the Lower Mainland, one of the most important steps you can take early on is improving your credit score. Your credit score directly impacts your ability to secure a mortgage, what kind of interest rate you’ll get, and even how much home you can afford.
In Greater Vancouver’s highly competitive real estate market, where even a fraction of a percent on your mortgage rate can mean thousands of dollars in savings, boosting your credit score can give you a major advantage.